For most seniors, retirement means clocking out permanently and never looking back, but some consider returning to the workforce in a part-time capacity. Why? Aside form the benefits of socialization and accomplishment, some seniors may discover extra income is necessary because of rising costs, future medical bills, or a desire to enjoy retirement to the fullest. So, if you're thinking about entering the world of part-time work, the following are a few ideas.


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If you'd prefer to work from home, freelancing is an awesome avenue to pursue. There are plenty of jobs out there that are perfect freelancing opportunities such as graphic design, marketing, accounting, business, writing, and more. Freelance sites like Upwork and Fiverr make it easy to find work. You'll need to set up a home office, which will require purchasing some essentials including a desk, comfy chair, computer, high-speed internet, printer, and surge protector. Don't forget about the reliable phone service as well!


The world of insurance might seem a little confusing, but in regards to jobs, it offers a whole world of options. If you already have experience working in the insurance field, you could return in a part-time capacity as an adjuster, appraiser, or an underwriter. Even if the only experience you have with insurance is purchasing your own, don't fear! Consider exploring positions such as a customer service representative, insurance clerk, or sales manager. There are plenty of insurance companies out there, so be sure to do some research first. Websites such as Glassdoor, where you can find reviews of companies, are awesome resources to have in your arsenal to help you make an informed decision.

Customer Service

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If you've got the gift of gab and patience - along with a dash of empathy and adaptability - a job in customer service is right up your alley. And, if you know firsthand how frustrating it can be to receive poor customer service, you probably already have some ideas on how you can offer quality service to customers. With this particular job, you can work in an office setting, call center, or retail shop, to name a few.

Dog Walker/Sitter

When talking about part-time jobs, it's almost a necessity to mention dog walking/sitting as an option. It's flexible and a great opportunity for exercise or cuddles and pets. Becoming a dog walker/sitter is super easy. All you need is to offer your services on a reputable app such as Rover, Wag, or Fetch. After providing some background information for your profile, potential clients will be able to contact you to arrange an interview.

Childcare Worker

For those that love spending time with children, childcare work offers plenty of job opportunities whether it's working at a daycare, childcare center, after-school program, or as a private nanny. You may want or need to take some classes - such as CPR and first aid, infant/child care classes, special needs care, or nanny certification - to better prepare yourself.

A Word of Caution

Before you start filling out applications, be aware of potential impacts to your Social Security and Medicare benefits. If you started receiving Social Security early - meaning before your full retirement aga - the earning cap is $17,040, as of 2018. Benefits are reduced by $1 for every $2 over the earning cap. As for Medicare, you could end up paying a surcharge for Part B and D if you make more than $85,000.

Find What Interests You

Retirement doesn't mean you have to leave the workforce altogether. If you want to make some extra money or just get out of the house, part-time work could be the solution. These are just a few of the many choices you have, so find what interests you and pursue it!